December 2021

The most common complaints about home warranties consist of delays and denials. Many paying homeowners are unsatisfied because they do not seem to get what they are paying for. Frustration often takes over. Delays and denials for home warranty repairs cause discomfort to a family because of a malfunctioning home system. What are the causes of these setbacks? What could you do to avoid these common home warranty complaints?

Should you read home warranty reviews before you sign up?

Possible Cause of a Home Warranty Repair Delay

Calling your home warranty provider about a system breakdown in your home may result in a delay. A warranty company’s job is to connect the client to a local service technician to perform the repairs or replacements. The warranty plans provide financial protection and access to licensed professionals during unexpected repair and replacement costs.

During an emergency home warranty call, the warranty provider works with the customer to find an available and capable technician. That way, the technician can diagnose and focus on the breakdown right away. The provider can authorize the customer to find the technician outside its network if the company cannot find a technician within an appropriate time frame. Delays can happen if both provider and client cannot find a technician in the area. This can be a problem for expedite or emergency cases.

Possible Cause of a Home Warranty Claim Denial

Knowing why your home warranty claim was denied is the first thing you need to do. You can start this by reading the terms of your contract. This will determine which systems and appliances your plan protects. Denial is firm if the item does not have coverage. Below are the possible causes of your home warranty claim denial:

1. Exceeding coverage cap

Coverage cap is the limit your providers set on the amount they will cover. Your warranty company can deny your claim if the amount the provider will pay goes above the limit.

2. Incorrect installation

A home warranty provider can deny your claim if the installation of the home system or appliance was poor. The company can deny your claim if the installation violates safety codes. Damage to the system or appliance beyond natural wear and tear can also cause your provider to reject your claim.

3. Insufficient maintenance

Your provider may also deny your home warranty claim if there is an appliance or system with inadequate maintenance. That is why regular system and appliance checks are necessary. The technician will inspect the system or appliance during maintenance checks. The maintenance logs must be updated each time. The provider will deny the claim if the appliance is not working properly or not working at all.

How to Avoid the Refusal of Your Home Warranty Claim

Reading the terms, conditions, inclusions, and exclusions of your preferred plan can help you prepare well for your home warranty purchase. Knowing the requirements for extending your warranty coverage is also important. Reading and understanding everything can prevent confusion and unexpected surprises. Below are some of the main considerations you should remember:

•   The standard 24/7 assistance may take up to about 48 hours to get in touch with a service technician. See if your provider offers online claim filing. This is a convenient way to file your claim using the online forms.
•   Keep service and maintenance records accessible. Saving your home inspection report can help as well.
•   File your claim as soon as the appliance or home system breaks down. The cause must be normal wear and tear. Never try DIY replacements or repairs.
•   Finding out your provider’s coverage limit or cap will spark awareness if your provider does deny your home warranty claim.

Appealing for a Home Warranty Claim Refusal

You can appeal your refused warranty claim online. Calling your provider’s hotline can also start your appeal process. The company can help you complete your documents. Your provider can send the paperwork to your home address if the company does not have online links.

Avoiding a Home Warranty Claim Refusal or Delay Can Help You Maximize Your Plan

The goals of a home warranty coverage are to help you care for your home and save you from financial problems. Knowing your plan’s conditions, inclusions, and exclusions can prevent its denial. Learning how to find licensed repair technicians in your area can prevent any delay in your home warranty service. Completing your paperwork and understanding the plan you chose can help you get the most out of your home warranty.

Sources:

https://www.abc15.com/news/let-joe-know/how-long-is-too-long-to-wait-for-a-home-warranty-repair-even-when-its-considered-an-emergency

https://www.homewarrantyreviews.com/guides/guide-to-filing-successful-home-warranty-claims/

https://www.angi.com/articles/home-warranty-companies-rack-complaints.htm

https://blog.reviewhomewarranties.com/home-warranty-claim-rejection-and-how-to-avoid-it/

https://abc11.com/broken-hvac-units-troubleshooter-abc11-diane-wilson/1464437/

Bed bugs are pests, but they do not harm the structure of a home. Even so, they can still transfer harmful diseases. These insects are successful because they are too small to notice. Have you ever wondered why bed bugs are a serious problem to your health, furniture, and lifestyle?

A home overwhelmed with bed bugs will need the help of an exterminator. Knowing about the bed bug exterminator cost in your area will help you save for and schedule a treatment. Trained and experienced pest control professionals know how to handle a bed bug infestation. They have the right chemicals that can eliminate bed bugs but keep your household safe.

Bed Bug Infestation

The eggs of bed bugs are about the size of pinheads. They are pearly white when less than five days old. These eggs develop an eye spot if they are already more than five days old. The average lifespan of bed bugs is about six to 24 months. These minute insects feed every three days or even every week. They can also survive for months to about a year without any food supply.

These pests can thrive in shelters, hotels, dormitories, apartments, and homes. You can also find them on ships, trains, and buses. They are so small that they can get into even the cleanest of homes. Bed bugs can hitchhike and live in your closet, mattresses, boxes, and furniture. These pests are common in households whose members travel all the time or entertain guests.

The Problem With Bed Bugs

Having bed bugs in your home can be annoying, irritating, and hazardous to your health. These pests may not target the structures of your home, but they can interfere with your lifestyle. You need the expertise of exterminators if bed bugs are causing serious problems already. Here are some of the significant issues that you can face during a bed bug infestation:

1. Inadequate sleep

A severe bed bug infestation can cause severe itching and bites. This can lead to insufficient sleep. Even the thought of crawling insects on your skin will keep you up all night. This can leave you mentally and physically exhausted the next day. Insufficient sleep can result in appetite loss, lack of concentration, accidents, and heart diseases. It can cause family conflict and even low productivity.

2. Secondary infection

Bites from bed bugs tend to be itchy. They can lead to a strong urge to scratch until the itchiness fades. These pests often bite while you are asleep in the middle of the night. You scratch the itch unconsciously. Fresh wounds then appear in the morning.

Tiny open wounds may not be that much of a problem, but the infection caused by bacteria can be problematic. The wounds can expand without any treatment. The redness around the wound, tenderness, and swelling are symptoms of a bacterial infection of the skin. This can even lead to boils, cellulitis, and impetigo.

3. Stress and anxiety

It is not mentally healthy if you live in a household taken over by bed bugs. This can be frustrating and stressful. The home is supposed to be your sanctuary and place of rest. Constant bites and damage to the curtains or bedsheets can be disturbing. This stressful environment can lead to anxiety. Emotional and mental distress can lead to health issues and bad habits.

You can develop various infections, high blood pressure, and increased heart rate without the help of professional exterminators. Stress and anxiety can affect your digestion and state of mind. Any disturbance in the digestive system affects the immune system. This then leads to the onset of harmful conditions. This is why many people look for remedies for stress symptoms, such as by consuming delta 8 gummies and other THC products that help to relax them. 

4. Allergic reactions

Bed bug bites can trigger allergic reactions in some people. This could lead to life-threatening episodes. Anaphylactic shock may occur in people who have extreme allergies to insect bites. Tightness of the chest, wheezing, throat constriction, itchy lips, and tongue swelling will need medical attention right away.

A Bed Bug Infestation Can Lead to Serious Problems Without Professional Help

Bed bugs do not cause significant structural damage to your home. They do affect your health and lifestyle on a deeper level. You can suffer from severe mental and emotional disturbances. These will then trigger physical disorders. Seeking the help of trained and experienced bed bug exterminators will help prevent these disorders from worsening into life-threatening conditions.